SUPERANNUATION ADVICE
Your Superannuation
Tax Advisor
in Newcastle
Finding the right superannuation Tax advisor in Newcastle comes down to trust and proven experience.
We provide advice to clients across the Hunter region and NSW, built on non-negotiable credentials.
SERVICES
Our Superannuation
Advisory Services
We provide clear, practical advice for your superannuation. Our team handles the full scope of work, from high-level retirement planning down to the details of fund administration. We build a clear plan so you can manage your financial future with confidence.
SMSF Setup
Fund setup, trust deed coordination, trustee structure, ABN/TFN registration and ATO registration.
Annual Accounting & Tax
- Annual SMSF Accounting — preparation of annual financial statements and member balance reporting.
- SMSF Tax Return & Compliance — preparation and lodgment of the SMSF annual return and associated tax compliance.
- BGL Simple Fund 360 Administration — maintaining SMSF accounting records, investment data and member balances.
- SMSF Tax Planning — tax strategies around concessional/non-concessional contributions, accumulation and pension phases, capital gains and ECPI where applicable.
Audit Coordination
Independent SMSF Audit Coordination — preparing records for the independent auditor, responding to audit queries and coordinating completion.
Property & LRBA
SMSF Property & LRBA Accounting — accounting and tax compliance for SMSFs purchasing property, including limited recourse borrowing arrangements and bare trusts.
Pension & Contribution Compliance
Contributions & Pension Compliance — accounting and tax support for contributions, pension commencements, minimum pension requirements and related reporting.
SMSF Wind-ups & Rollovers
Rollovers & Wind-ups — assisting with accounting and tax requirements for rollovers into or out of an SMSF and winding up the fund.
INCLUDED ACROSS ALL SERVICES
Ongoing SMSF Support
Assistance with ATO correspondence, compliance questions,
record keeping and liaison with auditors, lawyers and tax advisers.
OUR EXPERT
Meet Our Superannuation Tax Advisor Expert
Dixon Nguyen is a Chartered Accountant and accredited SMSF Specialist Advisor. He is the specialist you'll work with directly to build and manage your superannuation strategy.
Dixon Nguyen
Chartered Accountant · Tax and SMSF Specialist Advisor
You get a strategy built on rigorous tax analysis from a Chartered Accountant and accredited Tax and SMSF Specialist Advisor. Dixon creates the plan that directly supports your goals.
Our people
are the heart of everything we do.We believe great advice starts with strong relationships.
TESTIMONIALS
Confidence and Clarity
for Our Future
The real measure of a financial plan is the confidence it brings. Our clients share their direct experiences, showing the clarity that comes from working together.
From our very first meeting everything was explained in plain language, and the fixed fee meant no surprises along the way. For the first time we genuinely understand our super and feel in control of our retirement.
HOW WE WORK
Our Superannuation Advice Process
A clear tax plan needs a clear process. We've designed ours to be predictable, so you always know what's happening with your super strategy — a straightforward six-step client advice process.
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01
Book Your Complimentary Meeting
Your first meeting is a free, no-obligation conversation with a tax advisor for superannuation. We use this time to understand your goals and answer your questions.
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02
Prepare for Our Session
We send a confirmation email right after you book your meeting. It includes a simple checklist of documents to gather before our session. This keeps our first meeting focused on your goals.
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03
Discovery & Goal Setting
A clear plan requires a full picture of your current finances. We'll review your situation, clarify your goals, and outline our fixed fees for the advice.
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04
Plan Development & Strategy
Our advisory team starts the detailed research and analysis. We then build a personal tax plan based on the goals we established together. The final output is your complete Statement of Advice (SOA).
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05
Strategy Presentation & Review
How do you know the plan is right for you? We present your Statement of Advice and explain the logic behind each recommendation.
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06
Implementation Support
Putting your plan into action shouldn't create more work for you. Once you approve the strategy, our team takes over the administration. We manage all the paperwork to implement your plan.
COST OF ADVICE
Our Transparent Fee Structure
We use a fixed-fee model for tax advice so you always know the cost upfront. You won't find hidden charges or surprise invoices here.
Complimentary First Meeting
The first meeting is for us to understand your tax situation and your goals for superannuation. It's a complimentary discussion to see if we're a good fit. There is no obligation to proceed after this meeting.
Comprehensive Tax Plan
We charge a fixed, one-off fee for your full Statement of Advice (SOA), quoted upfront based on the complexity of your situation. This price is agreed upon in writing before any work begins.
Flexible Payment Options
You have flexible options when paying for our advice, giving you several ways to settle your invoice. Where eligible, you can also pay for advice directly from your super fund.
BEYOND SUPER
Our Full Suite of Wealth Management Services
A strong financial future needs more than just superannuation management. We act as your long-term partner, connecting your personal wealth, business, and tax planning into a single strategy so all parts of your financial life work together.
Strategic Tax
and Business Services
These services build the foundation for your personal and business tax strategy.
- Plan
- Grow
- Protect
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Comprehensive Tax Planning
A clear tax plan connects every decision, from cash flow to long-term investments. We build one strategy that provides a clear path for your wealth growth.
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Personalised Investment Strategies
We build investment portfolios around your specific goals and risk comfort, then actively manage them to meet your growth targets.
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Retirement & Pre-Retirement Planning
Tax security in retirement comes from a plan made years in advance. We create a clear roadmap to help you maintain your desired lifestyle.
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Taxation & Strategic Tax Planning
Our Registered Tax Agents manage all your tax obligations, from returns to BAS lodgements, with proactive planning throughout the year for a compliant, tax-optimized strategy.
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Bookkeeping & Payroll Services
We handle your bookkeeping and payroll to ensure your tax records are always accurate. Our team includes in-house Xero-certified bookkeepers.
Family and Business
Wealth Services
We offer specialized services for managing and transferring significant family and business assets.
- Wealth
- Succession
- Legacy
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Family Office Services
A single point of contact simplifies managing significant family wealth. We coordinate investment management and tax planning for high-net-worth families, including full wealth-transfer support.
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Intergenerational Wealth Transfer
A solid legal structure is needed to pass wealth to the next generation. We design tax-efficient plans to ensure your assets transfer correctly.
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Business Succession Planning
We help you build a clear plan for a smooth ownership transition, outlining the specific steps for the transfer when you step away.
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Legacy & Estate Planning
A clear estate plan ensures your final wishes are carried out exactly as intended. We help structure your affairs to protect and distribute your assets correctly.
FAQs
Superannuation & SMSF Frequently Asked Questions
Your super is the savings you'll live on in retirement, so it's normal to have questions. We've answered the most common ones we hear about super and Self-Managed Super Funds (SMSFs) to give you clear, direct information.
A self-managed super fund (SMSF) is a private fund you manage yourself. This structure gives you direct control over investment choices, from property to shares. As a trustee, you are responsible for all compliance duties.
We help you grow your super using salary sacrifice, after-tax personal contributions, or spouse contributions. Each strategy has its own rules and contribution caps.
Combining your super into one account simplifies tracking and can lower your total fees. However, you could lose attached insurance policies or face exit fees. We review these details to protect your existing benefits.
The default insurance in your super fund is often basic and may not fit your needs. A proper review ensures your family is fully protected.
We help you choose investment options that match your goals and risk tolerance. A younger person might want higher growth, while a pre-retiree may prefer conservative options. The strategy should always match your retirement timeline.
Knowing your target retirement date and savings goal gives you a clear path forward. We calculate this based on your finances and lifestyle goals.
A transition-to-retirement (TTR) strategy lets you access some super while still working. You can use it to supplement a reduced income or to boost your super balance tax-effectively.
We can structure an account-based pension to convert your super into a regular income stream. It's a common way to fund your retirement expenses.
Maximising your Age Pension depends on how your assets and income are structured for Centrelink. We review your finances against government rules to find the right approach for you.
A redundancy payment can be used to contribute to super, pay down debt, or invest. We help you decide based on your financial plan.
We advise that anyone with assets needs an estate plan to control their distribution. Without a plan, your assets may not go to your intended heirs and can cause conflict.
We build strategies using a mix of account-based pensions and other investment returns to provide consistent cash flow throughout retirement.
Effective estate planning transfers your assets to beneficiaries in a tax-efficient way, using tools like binding death benefit nominations for super and clear instructions in your will.
DISCLOSURES & STANDARDS
Disclaimers, Compliance &
Professional Standards
Good advice is built on trust. This section details our licenses, fees, and professional standards, giving you the information needed to make a confident decision.
Fee Disclosure
You'll know the full cost of advice before we start. We provide a fixed-fee quote for your written approval, so there are no surprise bills.
Payment from Superannuation
Regulations allow advice fees to be paid from a super fund in certain cases, where the advice relates directly to your superannuation. This option depends on trustee approval and your fund's rules. We confirm your eligibility before you proceed.
Insurance Provider Disclosure
If we recommend insurance, we will disclose the provider and the nature of our relationship in your Statement of Advice, along with any remuneration we receive. You always see this before acting on a recommendation.
General Warning on Superannuation Consolidation
Understanding the risks of consolidation protects your financial position. You could lose insurance coverage or face exit fees from your old fund. We help you compare these specific fund features.
Notice of Intent to Claim a Tax Deduction
A 'Notice of intent to claim a deduction' form is required for personal super contributions. This form must be lodged before the account is closed.
Continuing Professional Development Policy
We maintain high standards through a strict continuing education policy. Our advisers complete ongoing professional development to stay current on regulations and market changes, keeping your advice relevant and compliant.
Source Citation (FAAA)
You can see the research behind our perspective on the value of advice. Our statistics are drawn from the FAAA's 'Value of Advice Consumer Research' report.